ACA Individual Market Update
Please review the important OEP information below.
Health Savings Accounts (HSAs)
HSAs provide a versatile way to save and offer advantages
These advantages include:
*Portable income: money deposited into an HSA is yours
*Growth potential: money rolls over from year to year, earning interest
*Tax savings: no tax on interest, earnings, or money used on qualified medical expenses
*HSAs and Qualified High-Deductible Health Plans (QHDHPs) are designed to be used together. Since QHDHPs generally have lower monthly premiums and more out-of-pocket costs, HSAs can help your clients pay for qualified health care expenses until they reach their deductible.
Notes and Reminders
On-Exchange Notice Packages: Current members will receive this notice by the end of the month. The notice will include updated APTC and benefit information. Members will be instructed to confirm their 2021 plan via the personalized URL and are directed to contact their agent with any questions.
Please note: Members who have already enrolled in a 2021 plan will not receive this notice.
PA Only: Plans offering the bundled dental and vision will not show on Pennie. Please remember benefits are the same across all plans. Reference the brochures for dental and vision benefit grids.
To assist you, Highmark has provided a few helpful resources below:
Agent Field Guide: An all-inclusive guide to navigating OEP with Highmark
Click here to download
Summary of Benefits and Agreements: https://shop.highmark.com/sales/#!/sbcs/hmbcbs
Broker Resources: https://agency.pennie.com/brokers/
Application and Enrollment Guide
Broker Support: 1-844-844-4440
Hours: Monday through Friday, 8:00 a.m. – 7:00 p.m., Saturday, 8:00 a.m.- 1:00 p.m.
Broker Support: 888-684-1373
Hours: Monday through Friday, 8:00 a.m.- 8:00 p.m., Saturday, 10:00 a.m. – 7:00 p.m.
Watch for weekly updates during OEP!
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