Ready. Set. Sell! SureBridge Product Releasing on Friday, June 21 Prime DVH* – LA, MO, ND, NM, NV, UT Please refer to the Supplemental Product & UW Guide, training guide, and brochure on the Broker Portal for product details. See the chart for SureBridge product availability by state. *Reminder Agents must complete the mandatory SureBridge University product training modules on the new Prime DVH by June 22, 2019. This deadline is in effect, regardless of whether this product has been released in your state. If training is not completed by June 22, you will be in jeopardy of being suspended from selling SureBridge products. Important Point of Sale (POS) Tool Impacts With the release of the Prime DVH and the new 2019 application, the following updates will be made to the POS Tool: Accident Disability Direct Changes All Benefit […]
New policy quoting changes in effect July 1, 2019 Changes coming soon Beginning July 1, 2019 Cigna will be implementing a policy change on how business is quoted. They currently allow policy quoting 180-days prior to the effective date. The new change will now limit quoting to 90-days between the signature date of the application to the effective date. This policy change will affect all Cigna products, including all Medicare Supplement Open Enrollment (OE) and Guaranteed Issue (GI) business, within their family of companies: American Retirement Life Insurance Company (ARLIC), Cigna Health and Life Insurance Company (CHLIC) and Loyal American Life Insurance Company (Loyal). Any application requesting an effective date other than 90-days must be written prior to June 30th and in-house no later than July 10th. After the implementation of this policy change on July 1st, Cigna will no […]
Important Update to Gerber Life’s Pre-Appointment States Effective June 1, 2019 Gerber Life Insurance received notification that Texas will no longer allow appointment backdating. As a result, Texas will be considered a pre-appointment state effective June 1, 2019. Agents submitting business in Texas must be appointed with Gerber Life in advance.
Global Network Outage this Wednesday, May 22 Please be aware that the SureBridge IT Department will be conducting a network upgrade on Wednesday, May 22, beginning at 9:00 PM CT and last approximately five hours. There will be no network or internet connectivity during this time. Systems such as the SureBridge POS Tool, Agent Registration, and the Broker Portal will be impacted during this timeframe. Please plan accordingly.
Medico’s Hospital Indemnity Outpatient Therapy rider covers speech therapy services There are many reasons why people may need speech therapy. Often, the need arises from an injury, such as a brain injury, or a sickness, such as dementia or oral/laryngeal cancer. The average cost for a speech therapy service is $200. After the Part B deductible is met, Medicare will pay 80% of eligible expenses. However, Medicare currently has a cap of $2,010 for speech and physical therapy combined, meaning they’ll pay for only about 10 visits. Anything beyond 10 visits is the beneficiary’s responsibility. This is where Medico’s Hospital Indemnity plan and Outpatient Therapy rider can help. The rider will cover up to 30 visits, and it pays $50 per day regardless of what type of other health insurance your clients may have. The $50 payment is more than […]
Global Network & Internet Outage this Saturday Please be aware that the SureBridge IT Department will be conducting a network upgrade on Saturday, May 4, beginning at 8:00AM CT through 8:00PM CT. There will be no network or internet connectivity during this time. Systems such as the SureBridge POS Tool, Agent Registration, and the Broker Portal will be impacted during this timeframe. Please plan accordingly.
There have been some questions regarding whether skin cancer would be a knock-out (decline) with respect to the “cancer” lookback question on the supplemental application. A history of cancer that includes Basal Cell Carcinoma and/or Squamous Cell Carcinoma skin cancer will be a knock-out as they are defined as malignant growths. A history of Actnic Keratosis (AK or Solar Keratosis), and/or Actinic Cheilitis (Farmer’s Lip), although if left untreated could develop into a malignant growth, are considered precancerous conditions and would not apply to the knock-out question. Therefore, applicants with a history of Basal Cell Carcinoma and/or Squamous Cell Carcinoma skin cancer will be declined coverage for any product listed as applicable to the “cancer” question below. So, if an applicant has had Basal Cell Carcinoma and/or Squamous Cell Carcinoma skin cancer in the past 10 years*, they […]
Medicare Solutions One Company/One State – GA Effective June 1, 2019 only applications underwritten by Mutual of Omaha will be accepted for new business and conversions in GA. NY Rate Filing Notice Policyholders in New York will be receiving an Initial Notice that Mutual of Omaha will be filing Medicare Supplement rate adjustment with a planned effective date of October 1, 2019. Upcoming Med supp Rate Adjustments Please view the upcoming rate adjustments in KY, ND, NV, OK, PA, RI, and WI Life Insurance Apptical Interview Update We are updating our Apptical point-of-sale interview which will make the process a little quicker. Learn how the interview will change for you and your customers. Speed Up Underwriting on Term Life Answers When you use Speed eTicket, our drop ticket application, on TLA your clients could qualify for our Accelerated Underwriting […]
Important Product Announcement – See What’s New! SureBridge is introducing a new dental, vision, and hearing product called Prime DVH in select states beginning April 24, 2019. Learn more about Prime DVH. New Prime DVH for Individuals and Seniors Available April 24, 2019, in AL, AR, CT, DE, GA, IA, ME, MI, OK, OR, PA, SC, TN, WI, and WV. Combines benefits for Dental, Vision, and Hearing into one plan, which is offered at a lower price point than traditional stand-alone dental and vision insurance. See highlights of our DVH product. Dental benefits include Type I Preventive, Type II Basic, and Type III Major services. Vision & Hearing benefits include Exams & Hardware. See this chart for SureBridge product availability by state. Mandatory Prime DVH Training Product Training for the Prime DVH plan is mandatory. You will receive an […]
Monaco: The contest period has officially begun as of March 1st 2019! Join us in Monaco from June 7th – 11th, 2020, just steps from the famed Monte Carlo Casino. You can stroll through and explore the Musee oceanagraphique or feel the cool breeze off the Mediterranean in Port Hercule. With no cap on the number of qualifiers, reach the required level and Cigna will see you (and a guest) in Monaco! Find out more about Monaco, the Monte Carlo Bay & Resort hotel and how you can qualify to join us in 2020. For a complete list of trip rules and qualifications, visit AgentView. What is MACRA? Medicare Access and CHIP Reauthorization Act of 2015 (MACRA) becomes mandatory January 2020. MACRA will transition the current healthcare system to a model where healthcare professionals are paid based on quality of the […]