State License Requirements Effective December 1, 2018, all new Final Expense business will need to meet Great Western Insurance Company’s guidelines, as well as Producer Licensing Model Act (PLMA) compliance requirements. Therefore, agents will need to be licensed in the resident state of the proposed insured in order for the application be processed. If an agent is not licensed in the resident state of the proposed insured, GWIC will return the business. Reminder on Final Expense paper applications New paper applications for Final Expense are available and should begin being used immediately. Old paper applications include a section for credit and debit card information, and in our ongoing effort to protect customer data and be compliant with Payment Card Industry (PCI) standards, effective January 1, 2019, GWIC will no longer accept paper applications with credit or debit card information. […]
November CSB Update: Important Updates, Rate Adjustments and MORE!!!
CHLIC is now available in new states Cigna has released their new Medicare Supplement plans insured by Cigna Health and Life Insurance Company (CHLIC) in IA, LA, NJ, NV, TN and UT. CHLIC is already available in: AL, AZ, CO, CT, GA, ID, IN, IL, KY, KS, MD, MI, MN, MO, MS, NC, OH, OK, PA, SC, SD, TX and WI. AEP is now underway – Important Updates below! As a reminder, Cigna’s hours of operation for the Phone Verification team will be 7 a.m. – 7 p.m. CST. Make the most out of AEP and use Express App. Check out our short informational video. Important Contacts during AEP Keep in mind that during this busy time your upline should be your first point of contact. You can also contact the number and/or email addresses listed below if you have […]
October CSB Update: Trip Rankings, Important Updates, Rate Adjustments and MORE!!!
Medicare Open Enrollment is from October 15th – December 7th This is a reminder that Cigna’s hours of operation for the Phone Verification team will be 7 a.m. – 7 p.m CST. Please also view this informational video on helping you make the most of this year’s AEP with ExpressApp. Medicare Restoration Period AEP is in full swing! Cigna wanted to keep you informed on upcoming changes that will affect your customers and how you do business. Centers for Medicaid and Medicare Services (CMS) has taken action based on the 21st Century Cures Act that eliminates the existing Medicare Advantage (MA) disenrollment period and replaces it with a new Medicare Advantage open enrollment period (OEP) that will take place from January 1st through March 31st annually. What this means for you and your customers: You can – Disenroll from a current […]
NGL Producer Circle
NGL’s Producer Circle Requirements Producer’s personal production only will be applied toward contest total. Annuities, trust conversions and lifetime pay products are not eligible. Volume (face) amount is calculated on production from 1/1/2018 to 12/28/2018 and is net of all first year terminations, lapses, surrenders, not takens and early deaths. On multi pay policies, Producer must maintain 85% or higher persistency, calculated on previous 18 months of production. Producer must be actively writing at time of award and have no debit balance. To receive an award, all qualifying policies must be in good standing. NGL will be the final interpreter of the rules and guidelines of this contest. Award is nonnegotiable. Changes or substitutions in travel arrangements are not guaranteed and may require a fee payable by the attendee. Award recipient may be contacted by NGL and will receive a […]
WellCare 2019 Star Rating Inserts Available!
Based on the 5-Star Quality Rating System, Centers for Medicare and Medicaid Services (CMS) rate carriers on the performance of MA/MAPD plans. The scores range from (1) Poor to (5) Excellent. WellCare manages these measures within five chapters: How Did WellCare Perform? WellCare’s resource investments and one-team focused efforts are moving them in the right direction. Their PY 2019 Star rating improved to 3.57 from 3.43 last year overall. Please download the 2019 star rating insert applicable to your market for use during the presentation of star scores to beneficiaries: Alabama H6975 Arizona H5430 Arizona H6439 Arkansas H0270 California H5087 Connecticut H0712 Florida H1032 Florida H5199 Georgia H0111 Georgia H1112 Hawaii H2491 Illinois H1416 Kentucky H9730 Louisiana H2491 Maine H9364 Mississippi H1416 New Jersey H0913 New York H0088 New York H2775 New York H2816 New York H4868 North Carolina H0712 South […]
American Amicable: LIVE Webinar: OBA Training
Highmark 2019 Star Ratings
Highmark’s 2019 Medicare Star Ratings Are Now Available! The Centers for Medicare & Medicaid Services (CMS) released Highmark’s 2019 Medicare Star Ratings on October 10th. The Community Blue Medicare HMO, Community Blue Medicare PPO, Security Blue HMO-POS, and Freedom Blue PPO plans in Pennsylvania have all obtained a Star Rating of 4.5! This is the 6th consecutive year that the Security Blue HMO product has been rated 4 Stars or higher. It is also the 5th consecutive year that the Freedom Blue PPO products in PA have received at least a 4 Star rating. Highmark has provided an electronic version of their Star Ratings below (embedded as a link) for you to review: Community Blue Medicare PPO: 4.5 Star Rating Community Blue Medicare HMO: 4.5 Star Rating Freedom Blue PPO: 4.5 Star Rating Security Blue HMO-POS: 4.5 Star Rating Freedom Blue PPO WV: 3.5 Star Rating Blue […]
WellCare: Release of 2019 Sales Presentation Videos!
Release of 2019 Sales Presentation Videos! WellCare is excited to announce the release of their NEW 2019 sales presentation videos! These videos are an alternative method for completing a compliant sales presentation with a beneficiary. They contain the same information as your standard presentation, but focus on messaging that is more engaging/memorable for the beneficiary: Images/footage that illustrate educational points on WellCare, Medicare coverage, eligibility, etc. Highlights/signs that draw attention to critical information Audio narration through the entire presentation Visuals that are easy for the beneficiary to remember during Q & A What does this mean for you? Seamless preparation for your appointments by eliminating the hassle of bringing/printing hard copy presentation charts. 2019 One-on-One Sales Presentation Video 2019 Group Sales Presentation Video Additionally, the video presentations are easy to access through your laptop and/or mobile device. Take the following […]
NGL Medicare Supplement Updates 09/24/2018
Medicare Supplement Product and E-App The state of California is available today, September 24, 2018. E-App, Paper Applications, Outlines of Coverage and product supplies are available on the NGL Agent Portal. National Guardian Life’s Medicare Supplement product is available for sale in the following states: AL, CA, CO, DE, DC, IA, IL, IN, KS, KY, LA, MD, MI, MS, NC, ND, NJ, NM, NV, OH, OK, PA, RI, SC, SD, TN, TX, UT, WV, WI & WY. Have you tried the Med Supp E-App? It features point-of-sale underwriting and is a great tool to expedite and enhance your business. For your benefit, NGL has created an E-App User Guide to help you through the electronic application process. Click here to access the E-app User Guide. Click here for marketing and application materials and to access the E-App through the NGL Agent Portal. AEP Starts October 15th AEP season is just […]
: (Prelaunch AET Broker Alert) Everything you need for 10/1 | 2019 plan guides | Data encryption | Flu vaccine info
Medicare Producer News Individual MA/MAPD, PDP: September 21, 2018 Everything you need for October 1 Download 2019 plan guides NEW and improved provider look-up website Keeping your data safe: Full-disk encryption Flu season is coming – Review how members can get a flu vaccine New plan summary worksheet to recap plan benefits Don’t miss “Why sell Aetna’s 2019 Part D” – 2 sessions left Broker Services Department is offering Saturday service hours Everything you need for October 1 You can find everything you need to begin marketing 2019 Aetna MA/MAPD and PDP products on October 1, on the Individual Medicare page of Producer World: Scope of Appointment (SOA) SOA paper forms Telephonic SOA instructions Email/text SOA option through the Ascend app Overview of SOA rules Permission-to-Contact forms 2019 enrollment kits 2019 plan guides – Now available to download 2019 MA/MAPD and PDP consumer sales […]
