Email Updates Changing to Bi-monthly Frequency of the NGL Medicare Supplement Update emails are being changed from weekly to twice monthly – on the first and third week of every month. If there is an update that is time sensitive, such as a new state launch or regulation change, you will be notified immediately. Medicare Supplement Product NGL’s Medicare Supplement product is available for sale in the following states: AL, CA, CO, DE, DC, IA, IL, IN, KS, KY, LA, MD, MI, MS, NC, ND, NJ, NM, NV, OH, OK, PA, RI, SC, SD, TN, TX, UT, VA, WV, WI & WY. One Policy per Person Applicants are only allowed to purchase one Medicare Supplement policy at a time, per Medicare guidelines. If eligible, a person may decide to switch insurance companies and purchase a new policy that better suits […]
Rate adjustments for CHLIC Medicare Supplement coming soon Cigna, is committed to helping customers enjoy a healthy and happy life. That’s why they periodically review their premiums and make adjustments to ensure they are able to provide the products and services customers need. During this review, Cigna considers trends in healthcare costs, the product purchased and medical claims for similar policies in a given area. Sometimes they have to increase premiums to maintain the level of service and support policyholders expect. Starting May 1, 2019, Cigna Health and Life Insurance Company (CHLIC) will implement the following rate adjustments for Medicare Supplement policies in Minnesota: 0.0% increase on Copayment plan & High-deductible – rate hold! 3.1% increase on Basic & Extended Basic Click here to preview the new rates in Minnesota and stay up to date by visiting the CHLIC Rate […]
Medico’s Hospital Indemnity offers up to 50 days of Skilled Nursing Facility coverage to protect your clients Medico’s Hospital Indemnity policy* offers a Skilled Nursing Facility benefit rider that pays $100, $150 or $200 per day for up to 50 days when your client is confined to a skilled nursing facility. According to the Center for Medicare Advocacy, the average length of a skilled nursing facility stay is 26.4 days. Consequently, the 50-day benefit period in the Hospital Indemnity policy skilled nursing facility benefit rider is more than most clients will likely use. And the price is very reasonable: This additional benefit can be purchased for approximately $8.25 per month* with a potential cash benefit of $5,000. See the Hospital Indemnity product highlight sheet * Iowa, female, age 65, $100 per day for 50 days Earn extra cash by going All In […]
Don’t forget, OEP ends March 31 Remember, you’re not allowed to advertise the 2019 Medicare Advantage (MA) Open Enrollment Period (OEP), or encourage beneficiaries to switch plans. But if an MA/MAPD client contacts you and wants to make a change, if eligible, they can. Download Aetna’s 2019 OEP overview flyer for more information. Is dental coverage a big deal for your clients? Did you know that most 2019 Aetna and Aetna Coventry Medicare Advantage plans (MA/MAPD) offer dental coverage? While not all plans have a dental benefit, when they do, it falls into one of the categories below. Click the links to find out how the different dental benefits work. Embedded coverage (network structure) • Embedded allowance (member reimbursement structure) • Optional supplemental benefit (OSB) Be sure to check the plan’s summary of benefits to confirm if it has dental coverage. Compliance Connection: […]
Hit your sales target with Medico’s competitive rates in South Carolina When you’re selling Medico’s Medicare Supplement plans in South Carolina, you’re sure to hit a bullseye. With Medico’s competitive rates, you’ll be spot on helping your clients choose the best plans for their needs and budget. To pinpoint the best rates in your area, use Quick Quote. Then talk to your clients about Medico’s Medicare Supplement plans today. Plan G* Age 68 $97.61 Age 70 $97.61 Age 72 $97.61 * Female, 293** ZIP codes, preferred, household discount, bank draft, monthly. March 2019.
Hit your sales target with Medico’s competitive rates in Utah When you’re selling Medico’s Medicare Supplement plans in Utah, you’re sure to hit a bullseye. With Medico’s competitive rates, you’ll be spot on helping your clients choose the best plans for their needs and budget. To pinpoint the best rates in your area, use Quick Quote. Then talk to your clients about Medico’s Medicare Supplement plans today. Plan N* Age 68 $74.06 Age 70 $74.24 Age 72 $78.67 * Female, 845** ZIP codes, preferred, household discount, bank draft, monthly. March 2019.
The Cigna Supplemental Benefits (CSB) team would like to clarify the use of agency code numbers versus personal writing agent numbers. Any agency contracted as a corporate entity will receive both an agency code number and a personal writing agent number for the principal of the agency. It is important to note that the principals’ personal writing agent number will have a prefix of “SYS.” If the principal writes personal business then they should use their personal writing agent number (beginning with “SYS”) on all applications whether through Express App or paper. The principal of the agency should never use the agency code number on an application. Additionally, the agency code number should never be used by any other agent associated with the agency on an application to submit business. An agency or agent should also never allow their personal […]
Hit your sales target with Medico’s competitive rates in Louisiana When you’re selling Medico’s Medicare Supplement plans in Louisiana, you’re sure to hit a bullseye. With Medico’s competitive rates, you’ll be spot on helping your clients choose the best plans for their needs and budget. To pinpoint the best rates in your area, use Quick Quote. Then talk to your clients about Medico’s Medicare Supplement plans today. Plan G* Age 68 $97.50 Age 70 $97.46 Age 72 $102.77 * Female, 708** ZIP codes, preferred, household discount, bank draft, monthly. March 2019.
How Plan N can be a cost effective option for your customer Is your customer new to Medicare and unsure of what to expect? We have a helpful video you can use to educate your customers on how Medicare works once they have enrolled.* LEARN MORE Don’t forget to promote Plan N to your customers! Plan N is a great value with low and predictable cost sharing, access to any doctor that accepts Medicare, and guaranteed to renew as long as the premium is paid. Cigna is able to keep premiums low for Plan N through a cost-sharing platform. Policyholders will pay the Medicare Part B deductible and potential excess charges in addition to a copayment for office and emergency room visits. For individuals who are financially conscious and overall in good health, Plan N may be the […]
2019 Medigap Buyer’s Guide Now Available! The 2019 buyer’s guide, Choosing a Medigap Policy: A Guide to Health Insurance for People with Medicare, is now available for order and download. You can find the guide on the Center for Medicare & Medicaid website or by downloading it directly below. You may order physical copies of the 2019 guide online through our fulfillment team. Any orders placed for the Medicare Guide on or after Monday, March 4th are being fulfilled with the 2019 version. If you have questions or if you would like to order sales materials, please call Agent Services at (855) 972-2782.